- 1Check EligibilityEligibility
- 2Complete AssessmentAssessment
- 3Receive Your Personalised ReportReport
MESTI ADA
CHANCE
Let’s Check Your Options.
Understand before you decide.
We begin with a realistic eligibility assessment, giving you the confidence to move forward before continuing with your Financial Health Report.
Increase Your Approval Potential
We help you identify the financing solution that's best suited to your profile before you apply.
Your Information Stays Protected
Your documents are securely encrypted and handled with strict confidentiality.
Trusted Professional Review
Built on proven banking principles and reviewed by Certified Financial Planners.
Powered by Technology. Guided by Experts.
Intelligent technology speeds up your assessment, while our advisory team professionally reviews every recommendation.
Get Your Free Report in 1 Minute.
- Estimated Borrowing RangeRM 48,000 – RM 70,000RM 0RM 100kIndicative only — confirmed by your MAC advisor.
Borrowing Range
Personalised Estimate
- Monthly CommitmentRM 2,380/monthPlanning estimate5-year tenureIndicative DSR 28%
Monthly Commitment
Plan Ahead
- Recommended DirectionPrimary Recommended StrategyA clear strategy — not just a product
- → Why it suits your verified position
- → What to prepare next
- → Advisor review to confirm
Your Next Step
Recommended Direction
Get Your Results in 3 Simple Steps.
See your financial position and next steps.
AI-assisted document analysis
Documents you upload — such as your CTOS report, CCRIS report and payslips — may be analysed to help verify your income, existing commitments and repayment conduct.
Financial position assessment
Your verified information is assessed into a clear financial profile: credit standing, DSR and commitment levels, estimated borrowing capacity and overall readiness.
Senior advisor review
A MAC advisor reviews the AI-assisted findings and the recommended strategy with you. The assessment is advisory in nature — it is not automated approval and not a loan guarantee.
See What’s Inside Your Report.
MAC
Financial
Health Report
Healthy credit profile that supports most financing strategies.
Commitment
A planning estimate based on your verified financial position. The final figure will be confirmed by your MAC advisor.
Indicative tenureYour MAC advisor will review this report with you and guide you through the recommended financing solution.
Preliminary considerations only — every pathway is subject to advisor review and bank assessment.
Your verified income and repayment capacity support a straightforward personal financing route — no restructuring needed first.
- Verified monthly income of RM 8,500 (Payslip) — strong evidentiary confidence.
- Indicative DSR is 28% — healthy headroom for a new mainstream facility.
- Repayment conduct over the last 12 months is clean — no arrears flags to address.
Final pricing and tenure depend on the institution's assessment of your full profile.
Speak to a MAC advisor to discuss specific institutions and packages that may suit this profile.
Advisory strategy — your MAC advisor will personalise this plan with you.
Let’s Check Your Eligibility.
Answer a few quick questions to get an initial view of your eligibility. It takes about 30 seconds and won’t affect your credit score.
Ready when you are.
Five simple questions, roughly 30 seconds. No documents, no credit-check, nothing lands on your CTOS.