1. 1资格
  2. 2评估
  3. 3报告
MAC 财务健康报告

MESTI ADA
CHANCE

来看看您的选择。

为什么从这里开始

先了解,再决定。

我们从切合实际的资格评估开始,让您在继续财务健康报告之前更有信心。

提升您的获批潜力

在您申请之前,我们帮助您找出最适合您财务状况的融资方案。

您的信息受到保护

您的文件经过安全加密,并以严格保密的方式处理。

值得信赖的专业审核

基于成熟的银行原则,并由认证财务规划师审核。

科技驱动,专家把关。

智能技术加快评估速度,顾问团队则专业审核每一项建议。

快速财务检查

1 分钟获取您的免费报告。

  • 预估借贷范围
    RM 48,000 – RM 70,000
    RM 0RM 100k
    仅供参考——由您的 MAC 顾问确认。

    借贷范围

    个性化估算

  • 每月供款
    RM 2,380/月
    规划估算
    5 年期限Indicative DSR 28%

    每月供款

    提前规划

  • 推荐方向
    首选推荐策略
    清晰的策略——而不只是产品
    • → 为何适合您经核实的状况
    • → 接下来要准备什么
    • → 顾问审核确认

    您的下一步

    推荐方向

评估如何进行

3 个简单步骤获取您的结果。

了解您的财务状况和下一步。

01

AI 辅助文件分析

您上传的文件——如 CTOS 报告、CCRIS 报告和工资单——可能被分析,以帮助核实您的收入、现有承担和还款记录。

02

财务状况评估

您经核实的信息将被评估为清晰的财务档案:信用状况、DSR 与承担水平、预估借贷能力及整体准备度。

03

资深顾问审核

MAC 顾问将与您一起审核 AI 辅助的分析结果和推荐策略。评估属咨询性质——不是自动批准,也不是贷款保证。

财务健康报告 · 预览

看看您的报告里有什么。

Step 3 · Full Assessment

MAC
Financial
Health Report

Prepared For
Sample Customer
Generated Date
Upon assessment
Generated By
MAC Assessment & Report Engine
Overall Financial Position
From Your CTOS Report
720
Good

Healthy credit profile that supports most financing strategies.

Your Monthly
Commitment
RM 2,380
/ month

A planning estimate based on your verified financial position. The final figure will be confirmed by your MAC advisor.

Indicative tenure
Your Next Step
Personal Financing

Your MAC advisor will review this report with you and guide you through the recommended financing solution.

MAC
Powered by the MAC Framework
Measure · Assess · Consult
MAC Financial Health Report · Page 1 of 7Sample Only
Financing Pathways

Preliminary considerations only — every pathway is subject to advisor review and bank assessment.

Advisor RecommendedPrimaryHigh Confidence
Personal Financing

Your verified income and repayment capacity support a straightforward personal financing route — no restructuring needed first.

Why this direction was selected
  • Verified monthly income of RM 8,500 (Payslip) — strong evidentiary confidence.
  • Indicative DSR is 28% — healthy headroom for a new mainstream facility.
  • Repayment conduct over the last 12 months is clean — no arrears flags to address.
Things to consider

Final pricing and tenure depend on the institution's assessment of your full profile.

Recommended next step

Speak to a MAC advisor to discuss specific institutions and packages that may suit this profile.

Advisory strategy — your MAC advisor will personalise this plan with you.

MAC Financial Health Report · Page 3 of 7Sample Only
第 1 步 · 查看资格

来查看您的资格。

回答几个简单问题,初步了解您的资格。大约 30 秒即可完成,不会影响您的信用评分。

随时为您准备就绪。

五个简单问题,约 30 秒。无需文件、不查信用,不会留下任何 CTOS 记录。